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Make safe online shopping a habit this holiday season

Make safe online shopping a habit this holiday season
Written by Publishing Team

Overland Park, Kansas – The traditional holiday shopping season has begun with bad news for many Americans.

The credit bureau TransUnion estimated that just under 20 percent of all online sales in the United States between Thanksgiving and Black Friday were fraudulent. This number is consistent with data collected during the same shopping weekend since 2019.

“It’s an issue that won’t go away,” said Jeff Carson, Kansas City area president at Enterprise Bank and Trust. “We’ve seen far too many great people and small businesses affected by that.”

Carson said that when one of his customers is scammed online, his team takes it personally and acts with some kind of revenge to make the customer whole again.

“There were times when my team was up late at night with a small business struggling to get some money back,” Carson said, explaining that the banker’s hours are all hours in today’s world. Carson also shared some tips for anyone shopping online.

How to avoid scams:

  • If something is too good to be true, it probably is.
  • Ask a friend for a second opinion on a really good deal, if in doubt.
  • Look for common scam trends: someone asking you to pay them with gift cards, someone rushing your order, someone promising you more money later, scammers pretending to be government authorities.
  • Never agree to transfer money to someone for an online transaction.

After cheating:

  • It’s never too early to cancel a payment in a transaction that you think is suspicious.
  • The sooner you warn your bank or credit card company, the better chance you have of getting your money back.
  • Change your passwords and PIN numbers.
  • Report the fraud to local law enforcement and the state attorney general’s consumer division.


  • Use a credit card for online purchases because it has built-in protections.
  • Monitor credit reports: Look for drastic changes in your credit score and see who is looking at your credit.
  • Monitor Credit Card Data: You should be able to guarantee every transaction.


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