Financial reasons include the biggest reasons for denial of security clearance from year to year. Would a poor credit report due to repossessing a car be grounds for rejection when hoping to gain the public’s trust?
This post subscriber was hoping not:
I have to get a PT clearance for a position being considered with HHS in D.C and am wondering if I have a chance… I only have one negative report that shows up on my credit report (car buy back, b/c I lost my job and couldn’t take the note) It has been shipped. Other than that, I don’t have any other issues that I can think of that might cause me any concern. I’ve talked to several people who have secret passes, and they say I should be fine. This is the first time I am trying to get a permit of any kind and I really want it so I can get this position because it will definitely help me now and in the long run. any answers? Please reply if you can help or have been in a similar situation and have obtained your PT clearance. thank you.
Alleviate financial problems
The judges take the whole person concept into account, so a past buyback car may not necessarily prevent you from getting the position that requires a general trust permit. Mitigating factors to consider are 1) time; and 2) what steps have you taken to improve your financial situation and fix the problems. This could include:
- Pay your bills.
- Not accumulating other large debts or living beyond your means.
- Work with creditors to resolve your current
- Consider credit counseling if you have other outstanding financial issues.
The original poster continued on the topic, “I just found out that my public trust would be a moderate risk, so my next question is…what will be verified for this type of permit? My manager at HHS says it should take about two months to get a temporary , but the clearance will probably be completed a year from now…so I hope it goes well.”
Public trust is a kind of background investigation, but Technically not a statement. Depending on the job, you will complete an SF-85 application, undergo a background investigation, and potentially have a NACI check and credit report check.
Going forward, here are some financial considerations to consider:
- Pay/file your taxes on time.
- Monitor your credit report.
- Report any issues to your security officer/investigator.