Mortgage

Renters whose landlord didn’t pay the mortgage learn they can stay in their homes through the holidays

Renters whose landlord didn't pay the mortgage learn they can stay in their homes through the holidays
Written by Publishing Team

We have a story update we brought to you on Tuesday. Some Crosby residents, who were forced to leave their trailer homes this weekend, no longer have to leave this week.

Christmas is coming early for residents or at least they will get an unexpected Christmas present after they find out that they can stay indoors during the holidays.

Related: Residents face eviction this holiday season as landlord defaults

“My wife put these socks on. The socks are mine, her, the kids, the two cats, the dog, oh and the hamster is on me,” smiles Tucker Steel, who shows us around his Christmas-decorated home. But even just a few minutes ago, Steele thought Zina and his family should be gone in less than 24 hours.

Get to know the man who saved Christmas for the residents.

“There will be no foreclosures tomorrow,” explains Mobile Home City’s Mike Gerner, who said when he watched our FOX 26 news story about residents who rented trailer homes who received notifications that the trailers were repossessed Wednesday, because the owner was behind on their foreclosure For mobile homes.

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He says he wanted to put people’s minds at ease.

“I’d never start something like this during the holidays, anyway,” says Gerner. “It’s not going to happen.”

“I am so happy and so grateful to the people who own the trailers, because they give us a chance to enjoy Christmas with my kids,” smiles resident Jessica Davis. “This is the first place we’ve had it in a while,” Steele adds.

Steele’s wife, Jessica Davis, explains, “We’ve had a hard time during the pandemic, like everyone else, so we’ve been living with friends in rooms.” “It was tough. Last year I lost my dad so this year Christmas was supposed to be very important and when we found this trailer it was meant to be forever, forever home.”

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Davis went to work in the morning carrying the weight of the world on her shoulders, and by lunchtime, she found the good news. They can stay indoors for the holidays.

She smiles, “So a lot has been lifted. I can breathe.”

The owner, Ila Irwin, was actually shown on FOX 26 in 2019 when Irwin was caught on camera calling an n-word to one of her tenants after she posted a sign on the property saying, “Cowboys and cowboys only. No n words.” He told her son FOX 26 afterwards, “I’m sorry she said what she said.” Irwin quickly interrupted, “I’m not sorry. I’m not a little sorry.”

This time she and her son walked away when we tried to talk to her.

“I would have never thought the owner would be that kind of way,” Davis says. “I would have never thought I’d have to look for the owner. It’s sad.”

“At least I have an extra 20 days so I don’t have to worry about being thrown into the street,” Steele says. “We appreciate everything you and everyone else has given for us.”

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The trailer owner says it’s possible to re-own the homes within three months if the mortgage is not paid.

“We had planned to live here for a long time until this came to light,” Steele says. “I have to uproot my kids again and probably change schools again. It’s very emotional because as a mother, my first thought is my children. I’m thankful we’re staying for now and I know, whatever happens, God has got our future between hands and he’ll be fine,” Davis adds.

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